Author: Isabella Martinez

The Money Online to the Philippines is home to a distinct number of foreign expats from all around the globe. One can find a diverse range of cultures flourishing in the UK with abundant foreign expatriates. There are an estimated 200,000 Filipinos in the UK, as per the reports shared by the Philippines Embassy in London. These expats work in different sectors to earn their gross revenue income. So, they can send money to Philippines and keep supporting their loved ones back in their homeland. While transferring funds to the motherland, many expats come across a series of blockers. Let’s…

Introduction     Personal Loans help you take on the financial burden that life throws you. However, you need to pay them back to avoid hefty interest charges. Before you have a loan in hand, you need to do a lot of thinking to figure out how to pay it back. While Personal Loans are an excellent way to borrow money, most people find it difficult to understand how much they need to pay back and whether their EMI will be affordable. Using a Personal Loan EMI calculator, you can determine the monthly amount you must pay. What is an online loan…

Emergencies may strike anytime, not giving you time to research and compare the lenders. So, here is a breakdown of the top six lenders providing instant personal loans within 24 hours. Whether someone is looking for an instant personal loan for the businessman or an individual borrower, these are the best places to apply. 1. Clix Capital Those looking for a personal loan of up to Rs. 25 lakhs from the comfort of their home may apply for one at Clix Capital. Their best features include flexible repayment, ample loan amount, competitive interest rates, and no hidden charges. The best…

The EDC machine revolutionized the way transactions were carried out. By allowing sellers and customers to pay using a credit or debit card, it eliminated the need to carry cash on a person every time someone went shopping. Today, the EDC machine has become commonplace with both major retailers and small shopkeepers using it to enable digital payments for the sales they make. In this article, we will look at EDC machines in general and understand how it helps simplify transactions and helps businesses expand in size and scope. What is EDC Machine Full Form? EDC machine full form stands…

Today, having a credit card is quite convenient and something that we find helpful for everyday purchases. But for most of us, the fact that there is a billing limit put in place means that it’s sometimes impossible to go above a certain number every month in our spending. It is thus important to set a credit card limit. Not only does it help the spender but also the lending institution. Several factors are critical in determining credit limit after you apply for credit card. If you overspend, you risk being unable to pay off the outstanding balance and losing…

Micro, Small and Medium-sized Enterprises (MSMEs) are essential to India’s economic growth. According to government statistics, India has 6.33 million MSMEs, with 99.4 percent being microenterprises or start-ups. Moreover, these start-ups account for 45% of our country’s industrial output and 40% of our country’s exports. To their dismay, most new businesses fail because of inadequate working capital and a weak corporate architecture. However, with the Central Government’s support and some private financial institutions, start-up firms have provided MSME Loans to help them overcome these hurdles and contribute significantly to India’s economic progress. Find out why Business Loans for MSME in…

Once the lender has determined the value of your pledge you will get approved for a gold loan. Borrowing money is now easier than ever before, especially if your lender values your collateral or security. The best way to get a gold loan is by doing some research and visiting several lenders to compare their prices and terms. You don’t have to worry about getting approved for a loan if you have valuable assets like gold jewelry because your lender will accept them as collateral for a loan. Gold loans have become very popular in recent years because of the…

Until a few months ago, exchanging cash notes to make a purchase from another person or business was not considered life-threatening. Today, it is a new reality. Being hemmed inside their homes has forced individuals across the globe to revisit their modes of transaction. The past few months witnessed an exponential increase in the amount of time being spent by people on social media, with a large section of individuals moving to online commerce to make purchases. As per a recent study1 by UNCTAD, approximately 64% of e-commerce players reported an increase in transactions via a digital mode of payment…

An unsecured personal loan extends an array of benefits to borrowers like quick disbursal, no end-use restrictions, substantial credit amounts, etc. However, owing to its unsecured nature, lenders often charge a higher interest rate which raises the cost of payable EMIs. Hence, individuals often choose the prepayment facility for this credit instrument to lower the interest burden. In some cases, lending institutions levy prepayment penalty to individuals who opt for advance payments. Thus, it is imperative to be aware of the various aspects of this penalty. Why do Lenders Charge a Prepayment Penalty, and How to Avoid It? All credit…

Like most other businesses, gas stations business have suffered during the ongoing pandemic and remains continue to do so. Things are a little better now and they should improve further in the days ahead. An essential commodity like gas always has high demand but because of the way prices are structured, it is not possible to earn profits that will sustain your business. That’s why gas stations must-have add-ons to earn more revenue and profits. The most common type of add-on is, of course, the convenience store which has now become the mainstay of a gas station. As your operation…